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CCW Insurance Options....Need advice!

2A73

2A73

Alpha
Sorry if this is in the wrong section of this forum. I'm looking into getting CCW insurance and have narrowed my options to the following:

USCCA
CCW Safe
Firearms Legal Protection

If you are a member of one of these, which one and how do you like it? Pros/cons? I've researched them but not sure which is best.

Thanks!
 
Hi,

There's been lots of discussion. Find the coverage that fits you and your needs. I've been with USCCA for 5 years. They are not the only game in town. Rather than repeat myself, read through this thread for my thinking.

www.thearmorylife.com

Uscca affiliation

Springfield should have learned by now to not affiliate with scam organizations like USCCA. Especially when your reputation is just now starting to be repaired.
www.thearmorylife.com www.thearmorylife.com

Some folks like Attorneys On Retainer or U.S. Law Shield, just to mention a couple more options. There are others. Let's be careful out there.


Thank you for your indulgence,

BassCliff
 
I am affiliated with Firearms Protection Association (FTA) and CCW Safe so I will suggest them. That said US Law Shield and 2A foundation are also reputable.

But none I won’t ever use is USCCA. For a variety of reasons but one that told me to go the other way was I watched a sales pitch where the video alone was fear mongering were a client interjected himself in a cic issue that wasn’t his with his firearm and no superseded got arrested!!!! Well you probably should have called the sun contractors to come out and handle it and been a good witness. So I didn’t like that

AND they came to the instructors with an offer that if we have iver 6 students and let them come in and give a 30 minute presentation we got $20 bucks a head.

Great for an instructor (the NRA guy had 200 people in the room as some were getting their state CCW) so while we all like $$ opportunities with the cringy video.

Then factor I. The recent issues (I will give them a pass in the Giles lady as she was straight up a criminal….she was wanted in major fraud on another case when she got herself into the shooting so she’s not quite the innocent victim that folks should use as a rallying cry) but that said with the other I mentioned I will pass.

But YMMV
 
Annihilator said:
Agree, also have a lawyer, to me this type of insurance is a scam, not needed, but this is just my thoughts.
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I would disagree in part because the non LE person has zero clue how the justice system (actually it’s a legal system the last 30 years) works in the real world. So it’s important to have resources that can guns you.

If you have someone that’s an actual LE Trainer and their experience if valid they can help but most non LE folks just don’t have that and don’t have an attorney on retainer (10 grand estimate to get one then 300 an hour after) When you don’t
 
ECS686 said:
I would disagree in part because the non LE person has zero clue how the justice system (actually it’s a legal system the last 30 years) works in the real world. So it’s important to have resources that can guns you.

If you have someone that’s an actual LE Trainer and their experience if valid they can help but most non LE folks just don’t have that and don’t have an attorney on retainer (10 grand estimate to get one then 300 an hour after) When you don’t
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My lawyer who is on retainer doesn’t cost me anything close to that. If I didn’t have one I still wouldn’t pay for that insurance. Especially since I live in a place that is extremely 2A friendly. 7 homicides in my county last year. 2 were cops killing suspects justifiably, 2 were actual murders and 3 were self defense shootings in which the intended victims were not charged with any crime. And my state has a preemption law against civil suits.
 
Bassbob said:
My lawyer who is on retainer doesn’t cost me anything close to that. If I didn’t have one I still wouldn’t pay for that insurance. Especially since I live in a place that is extremely 2A friendly. 7 homicides in my county last year. 2 were cops killing suspects justifiably, 2 were actual murders and 3 were self defense shootings in which the intended victims were not charged with any crime. And my state has a preemption law against civil suits.
Click to expand...
unfortunately, not all of us are that lucky that for one, we live in a 2A friendly state,

or 2, have an attorney on retainer,

or 3, even have the financial resources TO have an attorney on retainer.

for some of us, the ccw insurance is like auto, home, life insurance policies...

and to be honest, for the nominal cost of ccw insurance..??

i wish my auto, home, life policies were THAT cheap for one years worth of their coverage.
 
Bassbob said:
Especially since I live in a place that is extremely 2A friendly.
Click to expand...
You know, that’s something I’ve never really thought about! I’ve been with USCCA since 2017 (because I don’t believe everything I read on the inter webs), and Texas Law Shield before that, but my small city seems to be very 2A friendly (don’t recall any cases in 35 years of living here where a self defense incident blew back on the defender). Probably helps that it’s primarily a military town as well.
 
Bassbob said:
My lawyer who is on retainer doesn’t cost me anything close to that. If I didn’t have one I still wouldn’t pay for that insurance. Especially since I live in a place that is extremely 2A friendly. 7 homicides in my county last year. 2 were cops killing suspects justifiably, 2 were actual murders and 3 were self defense shootings in which the intended victims were not charged with any crime. And my state has a preemption law against civil suits.
Click to expand...
My state also has a self defense immunity act. As well as pro 2s Prosecutors last 2 civilian shootings took less than 10 days to be cleared and the police shootings are a week.

That’s all fine and dandy however wether pro 2A prosecutor or state immunity law that does not prevent you from needing representation when a family member files and there will be a hearing in most cases before it is dropped/dismissed etc.

AND even with pro 2A prosecutors you might still find yourself again making an initial court appearance if anything is questionable

Just because there is a pro to you law in the books doesn’t mean you won’t have to still make an argument/case for your side.

I did everything within my agencies policy when shooting some bad guys with just less lethal and in 2 cases I was Mirandized by OIG agents because that “Federal civil rights violation” flag was thrown which the Federal civil rights brush is wide and paints over any state immunity law.

But cool you live in the land of milk and honey!
 
Lab4Us said:
You know, that’s something I’ve never really thought about! I’ve been with USCCA since 2017 (because I don’t believe everything I read on the inter webs), and Texas Law Shield before that, but my small city seems to be very 2A friendly (don’t recall any cases in 35 years of living here where a self defense incident blew back on the defender). Probably helps that it’s primarily a military town as well.
Click to expand...
its not just the self/home defense trial, but the all too real civil lawsuit afterwards as well.
 
ECS686 said:
My state also has a self defense immunity act. As well as pro 2s Prosecutors last 2 civilian shootings took less than 10 days to be cleared and the police shootings are a week.

That’s all fine and dandy however wether pro 2A prosecutor or state immunity law that does not prevent you from needing representation when a family member files and there will be a hearing in most cases before it is dropped/dismissed etc.

AND even with pro 2A prosecutors you might still find yourself again making an initial court appearance if anything is questionable

Just because there is a pro to you law in the books doesn’t mean you won’t have to still make an argument/case for your side.

I did everything within my agencies policy when shooting some bad guys with just less lethal and in 2 cases I was Mirandized by OIG agents because that “Federal civil rights violation” flag was thrown which the Federal civil rights brush is wide and paints over any state immunity law.

But cool you live in the land of milk and honey!
Click to expand...
It's good that I have my own attorney then. He used to be the prosecutor here too. :cool:
 
Lab4Us said:
You know, that’s something I’ve never really thought about! I’ve been with USCCA since 2017 (because I don’t believe everything I read on the inter webs), and Texas Law Shield before that, but my small city seems to be very 2A friendly (don’t recall any cases in 35 years of living here where a self defense incident blew back on the defender). Probably helps that it’s primarily a military town as well.
Click to expand...
With USCCA hanging a few of their clients out to dry recently they are the last company I'd consider if I was going to consider one. Their endless emails alone were enough to put me off them though.
 
Old_Me said:
unfortunately, not all of us are that lucky that for one, we live in a 2A friendly state,

or 2, have an attorney on retainer,

or 3, even have the financial resources TO have an attorney on retainer.

for some of us, the ccw insurance is like auto, home, life insurance policies...

and to be honest, for the nominal cost of ccw insurance..??

i wish my auto, home, life policies were THAT cheap for one years worth of their coverage.
Click to expand...
Well OM, I really hope you never have to find out if they really have your back or not.
 
2A73 said:
Sorry if this is in the wrong section of this forum. I'm looking into getting CCW insurance and have narrowed my options to the following:

USCCA
CCW Safe
Firearms Legal Protection

If you are a member of one of these, which one and how do you like it? Pros/cons? I've researched them but not sure which is best.

Thanks!
Click to expand...

Add Armed Citizen Legal Defense Network to your list for consideration.
 
Bassbob said:
It's good that I have my own attorney then. He used to be the prosecutor here too. :cool:
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Not to be prying but is your friend qualified to practice in Federal court should that need arise?

The others have (or should have so anyone else fillip) in that network for a US Court approved attorney
 
ECS686 said:
Not to be prying but is your friend qualified to practice in Federal court should that need arise?

The others have (or should have so anyone else fillip) in that network for a US Court approved attorney
Click to expand...
I couldn't tell you, but I assume so. Not that I can imagine a situation where that need would arise.
 
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