Welcome from Minnesota. I don't have an XDS either. I carry a Hellcat and have tried several brands now, so far my favorite IWB holsters are from Vedder and Tulster. I just ordered one for an M&P9 2.0 from Muddy River Tactical. Every body is different, so what's good for me may not work for you. I have had to try quite a few different ones and am still looking for that "perfect" fit...if it even exists. Give any of these companies a try, they all seem to make good products. Good luck!