If I have to, I can espouse at length how the Obama administration through government regulations, collaboration with insurance companies ( remember, insurance companies are all owned by banks) the EPA and the IRS conspired to run me and people like me out of business in an attempt to pay for Obamacare. Let me put it this way, in one year, in which I had zero employees, I was forced pay over 70k to an insurance company for workers compensation insurance even though in over twenty years in business I never once made a claim. A window replacement job on a house that had no lead paint in it would have to be sold for more than twice as much, overnight, thanks to new lead abatement regulations put in place by Obama to pay for Obamacare. In order to do the job I had to either follow lead abatement protocol ( which I had to pay $500 and then a couple hundred every 3 years to be trained and certified in lead abatement) or prove there was no lead present. Seems sensible enough right ? Well in order to prove there is no lead, a sample from both styles, the sill and the header from every single window in the house would have to be sent to a lab and tested for lead in order to avoid lead abatement protocol. That's a couple hundred dollars per window and an average 6 week wait just to prove there was no lead. The lead abatement protocols involve "special", VERY expensive plastic sheeting and trash bags and a convoluted and frankly ridiculous procedure and when it was finished all those "Special", VERY expensive trash bags were simply taken to the dump. The same dump construction trash in regular bags goes to. Not a special section or in any way sorted out or separated, just chucked in the piles along with everything else. And that special plastic ? Guess what the difference between it and normal plastic sheeting was ? It said "Danger-Lead" on it. What a F'in scam. It became very difficult for me to sell window jobs because I had to raise my prices and was not a huge company that could offer financing.