Speaking of this thread I came to a decision the other night. I have downloaded my 13 rd. mags for the XD Mod 2 .45 by one round. Not because it's too difficult to load, but because the mag release has failed to loosen up after a couple thousand rounds. It still takes a lot of pressure to release the mag on a full 13 rds. My possibly faulty logic also tells me leaving a bunch of mags loaded that tight is wearing on the springs. I have also decided that 4 loaded mags is enough. There really is no rational reason to have all my mags loaded. It's not even a primary weapon at this point, but part of a bigger overall security plan.