OK, thanks.Springfield should have learned by now to not affiliate with scam organizations like USCCA. Especially when your reputation is just now starting to be repaired.
my USCCA is due to renew in July?Read the fine print in USCCA’s contract if you are convicted for whatever reason or accept a plea deal without any jail time they will attempt to recover all of their expenses. When I called to cancel them they asked why. I told them and they made no edfort to correct me or convince me otherwise. I now use CCW Safe, they have no such clause.
This.Read the fine print in USCCA’s contract if you are convicted for whatever reason or accept a plea deal without any jail time they will attempt to recover all of their expenses. When I called to cancel them they asked why. I told them and they made no edfort to correct me or convince me otherwise. I now use CCW Safe, they have no such clause.
I'm not familiar with the situation, but if the felony arrest warrants had nothing to do with the self defense incident they should have had to stand by their contract. Assuming she wasn't yet a felon and didn't lie on her application. Otherwise they just avoided a payout via a loophole. Which is what insurance companies do. NONE of which by the way are your friend. Insurance companies make money by collecting premiums and not paying out or limiting the payout on claims. Just because these companies purport to be pro gun doesn't mean they like you or have any real interest in protecting you from unjust prosecution.While I am not a fan of USCCA simply because of their marketing .They pay instructors 20 dollars a head to give their presentation (if your classs is 6 or more) land unheard that instructor spiel from them at an NRA instructor class. In their presentation as a use of force instructor on the agency side found their “fear mongering” video comical.
That said I won’t fault them for dropping the person from Louisiana which gets thrown around.
They were facing 2 felony arrest warrants for fraud at the time they had the deadly force incident. So she had some shady stuff going for her. I would expect any other company in the same exact situation would do the same!
The problem was (other than the felony was identity theft of 300K so it wasn’t a minor felony) was there were so many holes in her statements when she killed her husband. She was trouble and it all came to a head with her husbands shooting death.I'm not familiar with the situation, but if the felony arrest warrants had nothing to do with the self defense incident they should have had to stand by their contract. Assuming she wasn't yet a felon and didn't lie on her application. Otherwise they just avoided a payout via a loophole. Which is what insurance companies do. NONE of which by the way are your friend. Insurance companies make money by collecting premiums and not paying out or limiting the payout on claims. Just because these companies purport to be pro gun doesn't mean they like you or have any real interest in protecting you from unjust prosecution.
Hi,
My range is affiliated with the USCCA and they are sponsoring an event next week, a panel discussion about various 2A topics, the 2024 election, red flag laws, assault weapons bans, etc. There will be a Q&A session and we were given the opportunity to pre-submit our questions. When I registered for the event I asked that they address the Alan Colie and Kayla Giles cases and explain any specific circumstances that will cause the USCCA/Delta Defense to deny coverage.
Now I'm wondering if they'll let me attend. If anybody cares, I'll let you know if I find out any new information.
In a recent email from Tim Schmidt, he explained my new and improved benefits...
"Regular" benefits include...
- [NEW] Impartial Coverage Determination — Coverage is not determined by the insurance company. Instead, the insurance company is contractually REQUIRED to grant coverage so long as your defense attorney believes there is a good faith self-defense claim and the judge allows you and your attorney to make that argument in court until a final, non-appealable finding of guilt is reached.
- [NEW] Plea Deal Coverage — If you take a plea deal for something that is NOT a "crime of violence", your coverage doesn't end. Too often, a prosecutor will threaten to prosecute self-defenders on murder charges or offer a plea deal for a lesser crime and lower sentence. This puts good gun owners in a tough situation: plead guilty to something you didn’t do for a lesser sentence OR potentially lose a MURDER trial and face 10+ years in prison. This update to the policy purchased by the USCCA gives you more freedom to choose which path is right for you.
- [NEW] “Red Flag” Law Coverage — If you are facing an “Extreme Risk Protection Order” also known as a “Red Flag” law that would unconstitutionally strip away your gun rights, the policy provides you up to $15,000 towards attorney fees and expenses to defend yourself.
- [UPDATE] Criminal Acts Exclusion — While the USCCA’s insurer has never made a coverage decision merely based on the fact that a member was charged with a crime, this revision to the policy makes that misunderstanding impossible. As long as a judge allows you and your attorney to make a self-defense claim in court, there will be coverage.
- [UPDATE] No Elective Recovery or Recoupment of Expenses — The previous policy purchased by the USCCA allowed the insurance company to recoup any coverage expenses if the member was found guilty. Despite the fact that the USCCA’s insurer has NEVER done this, this revision to the policy ensures that this can only happen if a government agency forces them to do so based on applicable law — they can never do it just to benefit their bottom line.
- [UPDATE] Up to $100,000 $250,000 Available for Bail Bond Expenses — This covers the normal upfront cost for a $1,000,000 $2,500,000 bail bond. With the bias against armed self-defense increasing in many states, this new limit ensures you’re still able to fight for your innocence without your hands tied behind your back, even if a slanted judge unjustly decides you’re a “flight risk” or “danger to the public” just because you choose to carry a gun for self-protection.
- [NEW] Expunging/Sealing Records Coverage — Up to $5,000 for attorneys fees and expenses to expunge or seal the records associated with a covered incident. What many gun owners don’t realize is that just because you’re declared innocent doesn’t mean the public information about your case goes away. And sometimes felony charges can even hang around on your record for years! This new coverage gives you the funds needed to ensure you can put the legal aftermath of your self-defense incident behind you for GOOD.
- [NEW] Removal of Previous Coverage Exclusions — Coverage is no longer affected if your self-defense incident occurs within a post office or federal building. Also, the great firefighters and paramedics who serve the public are no longer excluded from coverage while on duty.
- [NEW] Loss of Earnings Coverage — Previously, USCCA Members could only get any lost income reimbursed if the time off was taken at the request of the insurance company. With this added coverage, all USCCA Members also get access to funds to cover lost income in the first 30 days after a self-defense incident.
- Defense Expenses: No limit for your criminal or civil defense.
- Liability Insurance: Up to $2,000,000.
- Incidental Expenses: Up to $20,000.
- Coverage for all Acts of Self-Defense with any legal weapon.
Please understand that I am passing along this information so that others can make good choices. Hopefully I will never have to know how good this coverage is but for now I'll renew it for another year and continue my research.
Thank you for your indulgence,
BassCliff
Are they allowing questions from the folks in attendance or does everything have to be pre asked?
I like seeing non panel worded responses.
As far as the Alan Colie case while none of us know what he felt his and similar cases are why I advocate Pepper spray. That would have been really really easy to justify and if you couldn’t sell it as “reasonable” force the worst would have been a simple battery heres $500 and you go home!
As an Elite USCCA member myself, I’d be very interested in any answers or items of interest you may find out Cliff. I’ve been a member for about 9 years, and after researching others I thought they were my best choice. I haven’t really compared alternatives since, but may depending what you find out and what others have experienced. I appreciate your efforts and posts on this subject, as they are very informative.Hi,
My range is affiliated with the USCCA and they are sponsoring an event next week, a panel discussion about various 2A topics, the 2024 election, red flag laws, assault weapons bans, etc. There will be a Q&A session and we were given the opportunity to pre-submit our questions. When I registered for the event I asked that they address the Alan Colie and Kayla Giles cases and explain any specific circumstances that will cause the USCCA/Delta Defense to deny coverage.
Now I'm wondering if they'll let me attend. If anybody cares, I'll let you know if I find out any new information.
In a recent email from Tim Schmidt, he explained my new and improved benefits...
"Regular" benefits include...
- [NEW] Impartial Coverage Determination — Coverage is not determined by the insurance company. Instead, the insurance company is contractually REQUIRED to grant coverage so long as your defense attorney believes there is a good faith self-defense claim and the judge allows you and your attorney to make that argument in court until a final, non-appealable finding of guilt is reached.
- [NEW] Plea Deal Coverage — If you take a plea deal for something that is NOT a "crime of violence", your coverage doesn't end. Too often, a prosecutor will threaten to prosecute self-defenders on murder charges or offer a plea deal for a lesser crime and lower sentence. This puts good gun owners in a tough situation: plead guilty to something you didn’t do for a lesser sentence OR potentially lose a MURDER trial and face 10+ years in prison. This update to the policy purchased by the USCCA gives you more freedom to choose which path is right for you.
- [NEW] “Red Flag” Law Coverage — If you are facing an “Extreme Risk Protection Order” also known as a “Red Flag” law that would unconstitutionally strip away your gun rights, the policy provides you up to $15,000 towards attorney fees and expenses to defend yourself.
- [UPDATE] Criminal Acts Exclusion — While the USCCA’s insurer has never made a coverage decision merely based on the fact that a member was charged with a crime, this revision to the policy makes that misunderstanding impossible. As long as a judge allows you and your attorney to make a self-defense claim in court, there will be coverage.
- [UPDATE] No Elective Recovery or Recoupment of Expenses — The previous policy purchased by the USCCA allowed the insurance company to recoup any coverage expenses if the member was found guilty. Despite the fact that the USCCA’s insurer has NEVER done this, this revision to the policy ensures that this can only happen if a government agency forces them to do so based on applicable law — they can never do it just to benefit their bottom line.
- [UPDATE] Up to $100,000 $250,000 Available for Bail Bond Expenses — This covers the normal upfront cost for a $1,000,000 $2,500,000 bail bond. With the bias against armed self-defense increasing in many states, this new limit ensures you’re still able to fight for your innocence without your hands tied behind your back, even if a slanted judge unjustly decides you’re a “flight risk” or “danger to the public” just because you choose to carry a gun for self-protection.
- [NEW] Expunging/Sealing Records Coverage — Up to $5,000 for attorneys fees and expenses to expunge or seal the records associated with a covered incident. What many gun owners don’t realize is that just because you’re declared innocent doesn’t mean the public information about your case goes away. And sometimes felony charges can even hang around on your record for years! This new coverage gives you the funds needed to ensure you can put the legal aftermath of your self-defense incident behind you for GOOD.
- [NEW] Removal of Previous Coverage Exclusions — Coverage is no longer affected if your self-defense incident occurs within a post office or federal building. Also, the great firefighters and paramedics who serve the public are no longer excluded from coverage while on duty.
- [NEW] Loss of Earnings Coverage — Previously, USCCA Members could only get any lost income reimbursed if the time off was taken at the request of the insurance company. With this added coverage, all USCCA Members also get access to funds to cover lost income in the first 30 days after a self-defense incident.
- Defense Expenses: No limit for your criminal or civil defense.
- Liability Insurance: Up to $2,000,000.
- Incidental Expenses: Up to $20,000.
- Coverage for all Acts of Self-Defense with any legal weapon.
Please understand that I am passing along this information so that others can make good choices. Hopefully I will never have to know how good this coverage is but for now I'll renew it for another year and continue my research.
Thank you for your indulgence,
BassCliff
As an Elite USCCA member myself, I’d be very interested in any answers or items of interest you may find out Cliff. I’ve been a member for about 9 years, and after researching others I thought they were my best choice. I haven’t really compared alternatives since, but may depending what you find out and what others have experienced. I appreciate your efforts and posts on this subject, as they are very informative.